Assumes low CRS closes the door; may overlook French-language immigration pathways.
A practical action plan · 2026-10-26
What to do first, and what supports it
Verify both test records
Current baseline CRS: 387.
Use the dated TEF Canada and IELTS results in each official-language skill; compare improvements without assuming bilingualism alone is enough.
Evidence needed: Accepted test reports, test dates and all four scores.
The fictional profile supplies TEF Canada NCLC 7 French and IELTS CLB 7 English; stronger language scenarios need new qualifying results.
Before submitting a profile
Verify both test records
Use the dated TEF Canada and IELTS results in each official-language skill; compare improvements without assuming bilingualism alone is enough.
Bring: Accepted test reports, test dates and all four scores.
Before relying on an employer route
Compare PR with Francophone Mobility
Read the permanent-residence assessment separately from the employer-supported temporary route and check the proposed work location.
Bring: A genuine employer’s role, location, offer and compliance details.
Before relocating
Target relevant work and communities
Compare the duties of business-consulting roles and plan living costs without treating a listing as employer interest.
Bring: Detailed job requirements and the family/living-cost assumptions below.
Actions identified by the rules engine
Essential: You and all family members, including anyone not coming to Canada, need an immigration medical exam by an IRCC panel physician; Express Entry applicants get it after being invited and before applying. If you live in Canada and had an exam in the last 5 years showing low or no risk, you may be able to reuse it. (Economic permanent residence: admissibility)
Essential: You and family members aged 18 or older need police certificates for each country, other than Canada, where you lived six months or more in a row since age 18 in the last 10 years. (Economic permanent residence: admissibility)
Essential: Work experience is read against what the occupation's description says, not against your job title: IRCC looks for the lead statement and a substantial number of the main duties, including every essential one. For Canadian work it asks for employer reference letters covering each period you claim, with your work permit and your T4 slips or Notice of Assessment, or other records that substantiate the work, such as a letter of employment, contracts and pay stubs. Time while you were a full-time student does not count. Check that each letter states your duties, your dates, your hours and your pay, and that the duties in it are the duties you actually performed. (Express Entry: system and pool)
Essential: Every figure in your estimate rests on a document, and the document has to still be valid on the day you submit. If your score is recalculated below the lowest score in the round you were invited in, IRCC says to decline the invitation; applying anyway can mean a refusal and no refund of the application fee. An expired language result, a lower retest, a job offer that has ended or a nomination that has been withdrawn all lower a score. Check the date on each language result, each credential assessment and each bank letter against the date you expect to submit, and ask for a replacement early where one will be needed. (Express Entry: system and pool)
Essential: Unless you are exempt, your settlement funds must be your own and available, not borrowed or tied up in property, shown by letters from each bank listing balances, six-month averages and debts. You don't need proof of funds if you're invited under the Canadian Experience Class, or if you're authorized to work in Canada and have a valid job offer; IRCC's system still asks everyone for a proof of funds document, so in that case you upload a letter explaining why. Keep your funds up to date in your profile, since you may not know ahead of time which program you'll be invited under. (Express Entry: Federal Skilled Worker and Federal Skilled Trades Programs)
High value: Please confirm, for Express Entry: Federal Skilled Worker Program: FSW 67-point pass mark on the six selection factors. (Express Entry: Federal Skilled Worker Program)
Evidence for the next discussion · 2026-10-26
Prepare a useful briefing
Start with the records behind the questions
TEF Canada and IELTS reports with dates and component results.
Degree, ECA and references describing consulting duties and work dates.
Passport, funds evidence and any genuine employer documentation.
Choose the assessment version and any scenarios or saved opportunities to share. Add questions and corrections; sharing does not mean completed legal review.
Document findings from the assessment
Immigration medical exam for applicant and all family members
You and all family members, including anyone not coming to Canada, need an immigration medical exam by an IRCC panel physician; Express Entry applicants get it after being invited and before applying. If you live in Canada and had an exam in the last 5 years showing low or no risk, you may be able to reuse it.
Economic permanent residence: admissibility · To gather
Police certificates for Express Entry applicants and family members
You and family members aged 18 or older need police certificates for each country, other than Canada, where you lived six months or more in a row since age 18 in the last 10 years.
Economic permanent residence: admissibility · To gather
Employment evidence, and the occupation code your duties have to support
Work experience is read against what the occupation's description says, not against your job title: IRCC looks for the lead statement and a substantial number of the main duties, including every essential one. For Canadian work it asks for employer reference letters covering each period you claim, with your work permit and your T4 slips or Notice of Assessment, or other records that substantiate the work, such as a letter of employment, contracts and pay stubs. Time while you were a full-time student does not count. Check that each letter states your duties, your dates, your hours and your pay, and that the duties in it are the duties you actually performed.
Points and eligibility have to be supported by documents that are still valid
Every figure in your estimate rests on a document, and the document has to still be valid on the day you submit. If your score is recalculated below the lowest score in the round you were invited in, IRCC says to decline the invitation; applying anyway can mean a refusal and no refund of the application fee. An expired language result, a lower retest, a job offer that has ended or a nomination that has been withdrawn all lower a score. Check the date on each language result, each credential assessment and each bank letter against the date you expect to submit, and ask for a replacement early where one will be needed.
Unless you are exempt, your settlement funds must be your own and available, not borrowed or tied up in property, shown by letters from each bank listing balances, six-month averages and debts. You don't need proof of funds if you're invited under the Canadian Experience Class, or if you're authorized to work in Canada and have a valid job offer; IRCC's system still asks everyone for a proof of funds document, so in that case you upload a letter explaining why. Keep your funds up to date in your profile, since you may not know ahead of time which program you'll be invited under.
Express Entry: Federal Skilled Worker and Federal Skilled Trades Programs · To gather
Ottawa · 1 adult. Compare an arrival reserve without assuming employment income.
3 months without income
$11,850
Housing $1,900/month + essentials $950/month, travel $1,700 and setup $1,600.
$22,000 fictional available funds. $10,150 remains before unpriced costs.
Fictional inputs, not market quotes or an immigration proof-of-funds threshold. No salary is counted.
6 months without income
$20,400
Housing $1,900/month + essentials $950/month, travel $1,700 and setup $1,600.
$22,000 fictional available funds. $1,600 remains before unpriced costs.
Fictional inputs, not market quotes or an immigration proof-of-funds threshold. No salary is counted.
Adjust the fictional monthly budget
Six-month planning subtotal: $20,400.
The same budget calculation used in Success in Canada totals these inputs. Changes stay in this page and are not saved to an account.
Immigration/application fees, professional fees, health insurance, childcare and licensing/training costs are not priced here. Obtain applicable amounts before committing. This subtotal is therefore incomplete until those applicable costs are added.
Explore the consultation experience
Carry your assessment into a conversation
Try this fictional example. These sample times are not live availability. This demonstration stays in your browser; it sends nothing, makes no booking and takes no payment. Use sample text only.
3 · Example after confirmation
Consultation and sharing confirmation
Wednesday, October 28, 2026 10:00–10:30 a.m. · Toronto (EDT)
Assessment version 1 · October 26, 2026 1 selected opportunity · 1 budget · 1 conditional comparison
Payment: None taken in this example. Meeting link: Issued privately for a real confirmed appointment.
Your saved briefing is available to you and the assigned reviewer or an authorized administrator. Sensitive assessment details stay out of the calendar invitation.
Fictional demonstration. No appointment booked or information shared.
The example below shows the completed state. Select your details and confirm above to try it.
Read the fixed example briefing, selected findings and assumptions
Shared consultation briefing · version 1
Shared 2026-10-26. Assessment released 2026-10-26. This saved version stays unchanged when your live assessment or saved opportunities change.
Sharing is for consultation preparation. It does not mean a lawyer has reviewed or accepted your matter.
Your goal
You’re aiming for: Permanent residence (become a permanent resident).
You’re aiming for: Permanent residence (become a permanent resident). We checked your answers against 22 requirements for your goal. Here’s what we found: 19 appear to be met, 2 may not be met and 1 needs more information.
Suggested pathways
Express Entry: category-based selection: From what you told us, 1 of 1 requirement checked appears to be met.
Express Entry: Federal Skilled Worker Program: From what you told us, 10 of 11 requirements checked appear to be met. We still need to confirm: FSW 67-point pass mark on the six selection factors.
Deadlines and missing information
Language test results reach two years old (submit your PR application before this date): 2028-06-15
Educational credential assessment (ECA) reaches five years old (complete your profile and submit your PR application before this date, or ask the organization that issued it whether it can re-issue it): 2030-03-01
We need to confirm your age, education and ECA, four language levels from an approved test, skilled work years, job offer details and adaptability factors (Canadian work or study, relatives, spouse) to estimate your FSW score.
Your questions and corrections
Which missing evidence should I gather first, and which pathway needs further assessment?
This is a fictional example. No additional personal information supplied.
Published date unavailable. Source checked 2026-10-26.
Facts saved at sharing
Analyse business operations and recommend management improvements. English and French client communication are fictional requirements, distinct from accepted immigration language tests.
Ottawa, Ontario · CAD 90,000 per year: fictional input
No offer, work authorization or employer participation is assumed.
Mamadou · 3-month reserve
3 months · 1 adults · 0 children · Ottawa
Balance after costs using confirmed income: CAD -11,850. Hypothetical income remains separate.
Scenario date 2026-10-26. No salary, employer reimbursement or permission to work is assumed.
Amounts are fictional Canadian-dollar planning inputs. Savings and this budget are not the legal settlement-funds requirement.
Costs are counted over 3 months, for 1 adult and 0 children.
A figure published by a body is counted once at the amount it publishes, with no allowance for an increase it has not announced.
Immigration/application fees, professional fees, health insurance, childcare and licensing/training costs are not priced here. Obtain applicable amounts before committing.
A scenario is a way of asking what something would cost, not a prediction. Nothing here promises when you will be licensed, that you will be offered a job, or what you would be paid.
This total is your own arithmetic over the figures you chose to include. No regulator or government publishes a total for a route, so a total is never theirs, and anything nobody publishes is left out of it and listed under what is still unknown.
Income you have told us is already settled, with what you hold to show it. This is the only income any total here counts.
These are figures you are trying out, not figures anybody has offered you. They are kept out of every total of what you actually have.
Saved budget calculations
Costs included: CAD 11,850. This total is your own arithmetic over the figures you chose to include. No regulator or government publishes a total for a route, so a total is never theirs, and anything nobody publishes is left out of it and listed under what is still unknown.
Housing: CAD 5,700. Fictional monthly household input, not a rent quote.
Food, transport, phone and other essentials: CAD 2,850. Fictional monthly household input.
Travel: CAD 1,700. Fictional household allowance; obtain a quote.
Arrival and household setup: CAD 1,600. Fictional one-time allowance.
Confirmed income over 3 months: CAD 0.
Hypothetical income, excluded from the confirmed balance: CAD 0.
Conditional comparison · calculated 2026-10-26
Language test results (all four abilities): 9
CRS estimate: not established before, not established under the selected assumptions.
Express Entry: category-based selection: Worth investigating to Worth investigating
Express Entry: Federal Skilled Worker Program: More information needed to Worth investigating
Assumptions and limits
We checked your answers as they stood on October 26, 2026, against the rules in force then. A change announced after that day isn’t included here.
You answered "not sure" or "not decided" to 2 questions, so we treated them as not yet known rather than as a "no": What do you expect the work permit to be based on; Are you assessing whether you qualify for a new application under the current Ontario Workforce Priority job-offer criteria, rather than an earlier application, an existing nomination or the self-employed-physician category.
You skipped 2 questions, so nothing here relies on them: Tell us a little about your background and what you hope to do in Canada.; Is there anything else you would like us to understand about your goals or your situation.
We took your educational credential assessment and your language test results as valid on the day you apply. Key dates above says when each stops counting; after that date the result changes.
2 answers you wrote in your own words were not read by the rules: they only read the questions with set answers. A lawyer reads what you wrote.
We used the family size you gave (1) for every amount of money a rule asks you to show.
Selected scenarios use the rules and sources available at the capture date. They are conditional comparisons, not predictions or legal advice.
A saved listing is not a job offer, admission decision or work authorization. Corrections below are statements for discussion and do not change the assessment.
Using the Marketplace is optional and is never a condition of booking a consultation or retaining the firm.
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