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← All nine stories · Chinedu · Fictional illustrative scenario

Chinedu: Prepare the next step

Employer-specific work permit expires in eight months; no PR invitation and uncertain alternatives.

A practical action plan · 2026-10-26

What to do first, and what supports it

Put the permit date first

Current baseline CRS: 462.

Review the current permit and any available application route with a qualified adviser before 26 June 2027. Do not assume a PR profile preserves status.

Evidence needed: Current permit, passport expiry and application history.

Before the permit expires

Put the permit date first

Review the current permit and any available application route with a qualified adviser before 26 June 2027. Do not assume a PR profile preserves status.

Bring: Current permit, passport expiry and application history.

While lawful work continues

Compare the highest-value score changes

Compare language improvements and qualifying experience; check the source and date of every condition.

Bring: Test results, pay records, duties and dates for each employer.

Before accepting another role

Check authorization before changing jobs

Compare the employer-specific permit conditions with any new role before changing employment.

Bring: Existing permit conditions and a genuine new employer’s written terms.

Actions identified by the rules engine
  1. Essential: You and all family members, including anyone not coming to Canada, need an immigration medical exam by an IRCC panel physician; Express Entry applicants get it after being invited and before applying. If you live in Canada and had an exam in the last 5 years showing low or no risk, you may be able to reuse it. (Economic permanent residence: admissibility)
  2. Essential: You and family members aged 18 or older need police certificates for each country, other than Canada, where you lived six months or more in a row since age 18 in the last 10 years. (Economic permanent residence: admissibility)
  3. Essential: Work experience is read against what the occupation's description says, not against your job title: IRCC looks for the lead statement and a substantial number of the main duties, including every essential one. For Canadian work it asks for employer reference letters covering each period you claim, with your work permit and your T4 slips or Notice of Assessment, or other records that substantiate the work, such as a letter of employment, contracts and pay stubs. Time while you were a full-time student does not count. Check that each letter states your duties, your dates, your hours and your pay, and that the duties in it are the duties you actually performed. (Express Entry: system and pool)
  4. Essential: Every figure in your estimate rests on a document, and the document has to still be valid on the day you submit. If your score is recalculated below the lowest score in the round you were invited in, IRCC says to decline the invitation; applying anyway can mean a refusal and no refund of the application fee. An expired language result, a lower retest, a job offer that has ended or a nomination that has been withdrawn all lower a score. Check the date on each language result, each credential assessment and each bank letter against the date you expect to submit, and ask for a replacement early where one will be needed. (Express Entry: system and pool)
  5. Essential: Unless you are exempt, your settlement funds must be your own and available, not borrowed or tied up in property, shown by letters from each bank listing balances, six-month averages and debts. You don't need proof of funds if you're invited under the Canadian Experience Class, or if you're authorized to work in Canada and have a valid job offer; IRCC's system still asks everyone for a proof of funds document, so in that case you upload a letter explaining why. Keep your funds up to date in your profile, since you may not know ahead of time which program you'll be invited under. (Express Entry: Federal Skilled Worker and Federal Skilled Trades Programs)
  6. High value: Please confirm, for Bridging open work permit (BOWP): A75: In Canada, valid/maintained/restorable worker status, PR application at the required stage. (Bridging open work permit (BOWP): A75)
  7. High value: Please confirm, for Express Entry: Comprehensive Ranking System: CRS core: Canadian work experience points. (Express Entry: Comprehensive Ranking System)
  8. Professional review: Go through this with a lawyer, for Keeping your status in Canada while you wait for permanent residence: Permit ends within about 12 months, or status may have ended: plan how to keep status until permanent residence. (Keeping your status in Canada while you wait for permanent residence)
  9. Supporting: If you want to explore Ontario Immigrant Nominee Program: Ontario Workforce Priority stream instead, start here: Ontario Workforce Priority stream: a full-time, permanent Ontario job offer (or self-employed physician). (Ontario Immigrant Nominee Program: Ontario Workforce Priority stream)
Evidence for the next discussion · 2026-10-26

Prepare a useful briefing

Start with the records behind the questions

  1. Current work permit and passport.
  2. Employment contracts, detailed references, pay slips and tax records.
  3. Language results, ECA and records of any pending applications.

Choose the assessment version and any scenarios or saved opportunities to share. Add questions and corrections; sharing does not mean completed legal review.

Document findings from the assessment
Immigration medical exam for applicant and all family members

You and all family members, including anyone not coming to Canada, need an immigration medical exam by an IRCC panel physician; Express Entry applicants get it after being invited and before applying. If you live in Canada and had an exam in the last 5 years showing low or no risk, you may be able to reuse it.

Economic permanent residence: admissibility · To gather

Medical examination for permanent residence applicants
Police certificates for Express Entry applicants and family members

You and family members aged 18 or older need police certificates for each country, other than Canada, where you lived six months or more in a row since age 18 in the last 10 years.

Economic permanent residence: admissibility · To gather

Express Entry: Police certificates
Employment evidence, and the occupation code your duties have to support

Work experience is read against what the occupation's description says, not against your job title: IRCC looks for the lead statement and a substantial number of the main duties, including every essential one. For Canadian work it asks for employer reference letters covering each period you claim, with your work permit and your T4 slips or Notice of Assessment, or other records that substantiate the work, such as a letter of employment, contracts and pay stubs. Time while you were a full-time student does not count. Check that each letter states your duties, your dates, your hours and your pay, and that the duties in it are the duties you actually performed.

Express Entry: system and pool · To gather

Canadian experience class (CEC): Qualifying work experience
Points and eligibility have to be supported by documents that are still valid

Every figure in your estimate rests on a document, and the document has to still be valid on the day you submit. If your score is recalculated below the lowest score in the round you were invited in, IRCC says to decline the invitation; applying anyway can mean a refusal and no refund of the application fee. An expired language result, a lower retest, a job offer that has ended or a nomination that has been withdrawn all lower a score. Check the date on each language result, each credential assessment and each bank letter against the date you expect to submit, and ask for a replacement early where one will be needed.

Express Entry: system and pool · To gather

Apply for permanent residence through Express Entry
Acceptable settlement funds and proof

Unless you are exempt, your settlement funds must be your own and available, not borrowed or tied up in property, shown by letters from each bank listing balances, six-month averages and debts. You don't need proof of funds if you're invited under the Canadian Experience Class, or if you're authorized to work in Canada and have a valid job offer; IRCC's system still asks everyone for a proof of funds document, so in that case you upload a letter explaining why. Keep your funds up to date in your profile, since you may not know ahead of time which program you'll be invited under.

Express Entry: Federal Skilled Worker and Federal Skilled Trades Programs · To gather

Documents for Express Entry: Proof of funds
Family and settlement · Fictional plan · 2026-10-26

Plan for the people making the move

Single; applying alone.

  • Chinedu applies alone in this example.
  • A reserve without income tests the cost of an interruption; it is not permission to remain or work.

Budget example: Toronto, 1 adults. Housing, healthcare and practical preparation are distinct from immigration permission.

Settlement planning · Fictional household inputs · 2026-10-26

How long can the reserve last?

Toronto · 1 adult. Compare an arrival reserve without assuming employment income.

3 months without income

$11,600

Housing $2,200/month + essentials $1,000/month, travel $1,400 and setup $600.

$18,000 fictional available funds. $6,400 remains before unpriced costs.

Fictional inputs, not market quotes or an immigration proof-of-funds threshold. No salary is counted.

6 months without income

$21,200

Housing $2,200/month + essentials $1,000/month, travel $1,400 and setup $600.

$18,000 fictional available funds. $3,200 funding gap before unpriced costs.

Fictional inputs, not market quotes or an immigration proof-of-funds threshold. No salary is counted.

Adjust the fictional monthly budget

Six-month planning subtotal: $21,200.

The same budget calculation used in Success in Canada totals these inputs. Changes stay in this page and are not saved to an account.

Immigration/application fees, professional fees, health insurance, childcare and licensing/training costs are not priced here. Obtain applicable amounts before committing. This subtotal is therefore incomplete until those applicable costs are added.

Explore the consultation experience

Carry your assessment into a conversation

Try this fictional example. These sample times are not live availability. This demonstration stays in your browser; it sends nothing, makes no booking and takes no payment. Use sample text only.

1 · Choose a sample time

Immigration consultation

30 minutes · Video meeting · America/Toronto (EDT, UTC−4)

Sample appointment times

Consultation fee: $300 CAD

If you retain the firm for the matter discussed, the consultation fee is waived, and if you have already paid it, it is credited against your retainer so it is not charged twice.

2 · Review and give permission

Your assessment travels with you

Assessment dated October 26, 2026. Goals, deadlines, missing information and assumptions are saved as a fixed version, with only the optional items you select.

Permission applies to this sample only. No report is sent to the firm.

Choose the example report details, opportunities and comparisons
Review what you share

Your assessment released 2026-10-26, including its goals, deadlines, missing information and assumptions, will be saved as a fixed consultation version. You do not need to repeat the assessment.

You’re aiming for: Permanent residence (become a permanent resident).

Saved opportunities (optional, up to 12)

Saved budgets (optional, up to 8)

Add a conditional comparison

Choose only the assumptions you want to discuss. The calculation uses the current rules and is saved with its calculation date; it does not change your assessment.

The same level in listening, reading, writing and speaking, from a valid test.

These notes do not change your assessment. Update your answers separately if you need a new assessment.

3 · Example after confirmation

Consultation and sharing confirmation

Wednesday, October 28, 2026
10:00–10:30 a.m. · Toronto (EDT)

Assessment version 1 · October 26, 2026
1 selected opportunity · 1 budget · 1 conditional comparison

Payment: None taken in this example.
Meeting link: Issued privately for a real confirmed appointment.

Your saved briefing is available to you and the assigned reviewer or an authorized administrator. Sensitive assessment details stay out of the calendar invitation.

Fictional demonstration. No appointment booked or information shared.

The example below shows the completed state. Select your details and confirm above to try it.

Read the fixed example briefing, selected findings and assumptions

Shared consultation briefing · version 1

Shared 2026-10-26. Assessment released 2026-10-26. This saved version stays unchanged when your live assessment or saved opportunities change.

Sharing is for consultation preparation. It does not mean a lawyer has reviewed or accepted your matter.

Your goal

You’re aiming for: Permanent residence (become a permanent resident).

You’re aiming for: Permanent residence (become a permanent resident). We checked your answers against 28 requirements for your goal. Here’s what we found: 22 appear to be met, 3 may not be met, 2 need more information and 1 needs a lawyer to look closer.

Suggested pathways

  • Express Entry: Canadian Experience Class: From what you told us, 7 of 7 requirements checked appear to be met.
  • Express Entry: Federal Skilled Worker Program: From what you told us, 12 of 12 requirements checked appear to be met.
  • Bridging open work permit (BOWP): A75: From what you told us, 0 of 1 requirement checked appear to be met. We still need to confirm: BOWP: in Canada, valid/maintained/restorable worker status, PR application at the required stage.
  • Ontario Immigrant Nominee Program: Ontario Workforce Priority stream: From what you told us, 0 of 1 requirement checked appear to be met. Here’s what may not be met: Ontario Workforce Priority stream: a full-time, permanent Ontario job offer (or self-employed physician).

Deadlines and missing information

  • Work permit expires: to keep your status, IRCC must receive any application to extend it, or for a bridging open work permit, before it expires (online, before midnight UTC on this date): 2027-06-26
  • Reported expiry of your Canadian work permit: 2027-06-26
  • Language test results reach two years old (submit your PR application before this date): 2028-02-10
  • Educational credential assessment (ECA) reaches five years old (complete your profile and submit your PR application before this date, or ask the organization that issued it whether it can re-issue it): 2029-11-05
  • We need your permanent residence acknowledgement of receipt (or approval in principle), the program you applied under, and confirmation you hold valid, maintained or restorable worker status in Canada.
  • We need to confirm that at least one year of your Canadian work earns CRS points. Under the Ministerial Instructions, it must be full-time work (at least 30 hours a week) or the same amount part-time, done in Canada within the last 10 years while you had temporary resident status, and not unauthorized or done during full-time study. It must also be TEER 0 to 3 work for one or more employers, paid by wages or commission, or work as a physician (NOC 31100, 31101 or 31102) providing publicly funded medical services, which can count even if you were self-employed. Our questions do not ask about your temporary resident status during that work, so check it, and your weekly hours, against your records. If you told us that some of the work was done without permission to work or outside Canada, count only the periods in Canada while you were allowed to work. If you told us that some of the work was done during full-time study or was self-employment, count only the periods outside full-time study and, unless it was that physician work, outside self-employment: with 2 years or more of work, those periods may still add up to a year or more. Until then, treat the Canadian work points in your score as provisional.

Your questions and corrections

Which missing evidence should I gather first, and which pathway needs further assessment?

This is a fictional example. No additional personal information supplied.

Selected opportunities and scenarios

Software developer: fictional example · job

Published date unavailable. Source checked 2026-10-26.

Facts saved at sharing

Design and test application software, review code and maintain production services. The sample does not authorize a change from Chinedu’s current employer.

Toronto, Ontario · CAD 100,000 per year: fictional input

  • No offer, work authorization or employer participation is assumed.

Chinedu · 3-month reserve

3 months · 1 adults · 0 children · Toronto

Balance after costs using confirmed income: CAD -11,600. Hypothetical income remains separate.

  • Scenario date 2026-10-26. No salary, employer reimbursement or permission to work is assumed.
  • Amounts are fictional Canadian-dollar planning inputs. Savings and this budget are not the legal settlement-funds requirement.
  • Costs are counted over 3 months, for 1 adult and 0 children.
  • A figure published by a body is counted once at the amount it publishes, with no allowance for an increase it has not announced.
  • Immigration/application fees, professional fees, health insurance, childcare and licensing/training costs are not priced here. Obtain applicable amounts before committing.
  • A scenario is a way of asking what something would cost, not a prediction. Nothing here promises when you will be licensed, that you will be offered a job, or what you would be paid.
  • This total is your own arithmetic over the figures you chose to include. No regulator or government publishes a total for a route, so a total is never theirs, and anything nobody publishes is left out of it and listed under what is still unknown.
  • Income you have told us is already settled, with what you hold to show it. This is the only income any total here counts.
  • These are figures you are trying out, not figures anybody has offered you. They are kept out of every total of what you actually have.
    Saved budget calculations

    Costs included: CAD 11,600. This total is your own arithmetic over the figures you chose to include. No regulator or government publishes a total for a route, so a total is never theirs, and anything nobody publishes is left out of it and listed under what is still unknown.

    • Housing: CAD 6,600. Fictional monthly household input, not a rent quote.
    • Food, transport, phone and other essentials: CAD 3,000. Fictional monthly household input.
    • Travel: CAD 1,400. Fictional household allowance; obtain a quote.
    • Arrival and household setup: CAD 600. Fictional one-time allowance.

    Confirmed income over 3 months: CAD 0.

      Hypothetical income, excluded from the confirmed balance: CAD 0.

        Conditional comparison · calculated 2026-10-26

        • Language test results (all four abilities): 9

        CRS estimate: 462 before, 510 under the selected assumptions.

        • Express Entry: Canadian Experience Class: Worth investigating to Worth investigating
        • Express Entry: Federal Skilled Worker Program: Worth investigating to Worth investigating
        • Bridging open work permit (BOWP): A75: More information needed to More information needed
        • Ontario Immigrant Nominee Program: Ontario Workforce Priority stream: Material gap identified to Material gap identified

        Assumptions and limits

        • We checked your answers as they stood on October 26, 2026, against the rules in force then. A change announced after that day isn’t included here.
        • You answered "not sure" or "not decided" to 11 questions, so we treated them as not yet known rather than as a "no": Have you completed at least 6 consecutive qualifying months in this exact offered position within the 12 months before applying; Do you qualify as a recent Ontario graduate and have at least 3 consecutive qualifying months in this exact offered position within the 12 months before applying; Have you completed at least 2 years of qualifying paid experience, or its permitted part-time equivalent, within the 5 years before applying; How does all of the experience counted for that two-year alternative match the offered job's NOC; and 7 more.
        • You skipped 3 questions, so nothing here relies on them: Tell us a little about your background and what you hope to do in Canada.; What Ontario Workforce Priority application submission date are you checking; On what date did you actually take the language test used for this Ontario application.
        • If we couldn’t tell whether a requirement applies to you, we kept it in view. That means one requirement here may turn out not to concern you.
        • We took your educational credential assessment and your language test results as valid on the day you apply. Key dates above says when each stops counting; after that date the result changes.
        • 3 answers you wrote in your own words were not read by the rules: they only read the questions with set answers. A lawyer reads what you wrote.
        • We used the family size you gave (1) for every amount of money a rule asks you to show.
        • Selected scenarios use the rules and sources available at the capture date. They are conditional comparisons, not predictions or legal advice.
        • A saved listing is not a job offer, admission decision or work authorization. Corrections below are statements for discussion and do not change the assessment.

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