Follow Oliver’s profile through the released tools. Job listings and household costs are clearly labelled fictional inputs. The separate education example compares real university programs; the business example belongs to Ahmed.
Fictional illustrative inputs. Calculations use the released Global Compass tools; this is not an offer, application or approval.
A separate pre-study decision · Official sources checked 2026-10-26
Compare the exact program before paying tuition
Asha is a fictional 24-year-old prospective student with a foreign bachelor’s degree and one year of skilled experience. This is a separate example: Priya is not required to study, and Maria has already graduated.
UBC Vancouver or SFU Burnaby?
UBC Master of Data Science: 10 months, tuition $59,767.92, illustrative total $86,567.92.
SFU Master of Science in Big Data: 16–20 months, first four terms $55,424.64, 16-month illustrative total $97,224.64.
Both are public DLIs with eligible graduate programs. Admission, study permit, PGWP conditions and future PR competitiveness are four separate decisions. Living and travel costs are fictional inputs; official program sources checked 2026-10-26.
University of British Columbia Master of Data Science
Vancouver, British Columbia · in person · 10 months
DLI O19330231062. Public university; IRCC listed with graduate and PGWP-eligible programs in the source review.
$86,567.92
Illustrative total: published tuition $59,767.92 + 10 × $2,500.00 living + $1,800.00 travel.
A shorter period away from work, with an intensive workload. No employment income is assumed during study.
Living and travel are fictional inputs. Student fees, insurance and other costs are additional. Admission and permits are not assured.
Platform DLI record checked 2026-10-24: institution found.
Simon Fraser University Master of Science in Big Data
Burnaby, British Columbia · in person · 16–20 months; modelled at 16 months, with a 20-month sensitivity
DLI O18781994282. Public university; IRCC listed with graduate and PGWP-eligible programs in the source review.
$97,224.64
Illustrative total: published tuition $55,424.64 + 16 × $2,500.00 living + $1,800.00 travel.
A longer period of living expenses and practical work experience through the program; a placement or job after graduation is not guaranteed.
Living and travel are fictional inputs. Student fees, insurance and other costs are additional. Admission and permits are not assured.
Platform DLI record checked 2026-10-24: institution found.
Four decisions, four separate checks
Admission: prerequisites, grades and academic English; the university decides.
Study permit: enrolment, funds for tuition/living/travel, admissibility and the officer’s assessment. Admission alone does not grant a permit.
PGWP: DLI status alone is insufficient. These master’s degrees have no field-of-study restriction, but qualifying language, study history, timing and all other conditions apply.
Future PR: separate eligibility and selection rules. No future draw, invitation or approval is predicted.
Program evidence and cost periods
Check
University of British Columbia
Simon Fraser University
Admission
Equivalent four-year bachelor’s degree; B+ / 76% in upper-year and prerequisite courses. Programming, statistics/probability, and calculus or linear algebra prerequisites. The university decides admission.
Bachelor’s in computing science or a related field, university academic minimums (normally CGPA 3.00/4.33) and country-specific equivalency. Preparation in programming, mathematics, algorithms, databases and operating systems.
Academic language
If required: IELTS Academic 7.0 overall, 6.5 in each component. Academic admission evidence is separate from immigration language tests.
University English minimum, where required: IELTS Academic 6.5 overall, 6.0 in each component. Confirm any higher program requirement directly; admission is competitive.
Career relevance
Applied statistics, computing and AI, with real datasets and a capstone project.
Distributed systems, data engineering and scalable machine learning, with labs and a co-op component.
Tuition basis
2026S/2026W international program tuition: three instalments of CAD 19,922.64. Student fees and later continuing fees are separate; future cohorts may pay different rates.
2026/27 international tuition: first four terms at CAD 13,856.16 each. A fifth term at the published 50% continuing rate adds CAD 6,928.08; co-op fee included, ancillary fees separate.
A longer stay
Another term, if needed, can add tuition and living expense; confirm the university’s continuing fee.
At 20 months, the same fictional living/travel inputs plus one continuing term give $114,152.72, before ancillary costs.
Read each program’s rule-based matching findings
The released Marketplace matcher checks the fictional applicant against each exact program. UBC’s ten-month program tuition falls within one year; SFU’s first-year tuition is three terms, CAD 41,568.48. Whole-program costs remain separate above. Applicant evidence and authorization stay unresolved; academic English is not inferred from an immigration language test.
University of British Columbia: Master of Data Science
Looks good
Your education meets the usual entry level for this program (a bachelor’s degree). Admission itself is the institution’s decision.
Looks good
You said you could show $90,000; the first year here is about $59,768 in tuition alone.
Looks good
In British Columbia, the province you told us about.
Looks good
Based on your answers, your results from a test IRCC lists for a PGWP (CELPIP General, IELTS General Training, PTE Core, TEF Canada or TCF Canada) appear to meet the minimum for your program, or you are exempt as a flight school graduate. Your results must be less than 2 years old when you submit your application.
Based on your answers, you appear able to work off campus up to 24 hours a week during regular terms once you start full-time studies, if your permit allows it and you have a SIN.
Based on your answers, you appear able to work on campus without a work permit and with no hour limit while you study full-time, if your permit allows it and you have a SIN.
We need to confirm your school's DLI status, program length, full-time enrolment in each session (other than the final one or an authorized leave), your completion date, and that your study permit was valid at some point in the 180 days after you completed your program.
We need to confirm whether any PGWP exclusion applies, such as distance learning or a curriculum-licensing program, and the dates that may create an exception.
We need to confirm your program level and length, and whether your passport stays valid for the full PGWP you could receive: a PGWP is issued only for the period your passport is valid. It may be valid for up to 3 years for a program of 2 years or more or a master's degree of at least 8 months, and otherwise for up to the length of your program.
We need to confirm that you have a letter of acceptance and that the school is on IRCC's designated learning institution list, ideally with its DLI number.
We need to confirm your program level, whether your school is public or private, and which PAL/TAL exemption you rely on, with documents that prove it.
We need your documented available funds, first-year tuition, number of accompanying family members and school province (Quebec sets its own amounts) to compare with the required total.
We need to confirm whether you have ever worked or studied without authorization, exceeded work hours, stopped attending, or otherwise broken a permit condition.
We need to confirm whether you need an immigration medical exam. You need one if you will work in a job where public health must be protected (for example in health care, a clinical lab, a primary or secondary school, child care, domestic work or in-home care), whatever the length of your stay. For a stay of more than 6 months, you also need one if, in the year before you come to Canada or apply, you lived in or travelled to a country or territory for 6 months or more in a row where IRCC's country list says an exam is needed. If you already live in Canada and had an exam in the last 5 years that showed low or no risk, you may be exempt from another.
Immigration medical examination (temporary residents)
Simon Fraser University: Master of Science in Big Data
Looks good
Your education meets the usual entry level for this program (a bachelor’s degree). Admission itself is the institution’s decision.
Looks good
You said you could show $90,000; the first year here is about $41,568 in tuition alone.
Looks good
In British Columbia, the province you told us about.
Looks good
Based on your answers, your results from a test IRCC lists for a PGWP (CELPIP General, IELTS General Training, PTE Core, TEF Canada or TCF Canada) appear to meet the minimum for your program, or you are exempt as a flight school graduate. Your results must be less than 2 years old when you submit your application.
Based on your answers, you appear able to work off campus up to 24 hours a week during regular terms once you start full-time studies, if your permit allows it and you have a SIN.
Based on your answers, you appear able to work on campus without a work permit and with no hour limit while you study full-time, if your permit allows it and you have a SIN.
We need to confirm your school's DLI status, program length, full-time enrolment in each session (other than the final one or an authorized leave), your completion date, and that your study permit was valid at some point in the 180 days after you completed your program.
We need to confirm whether any PGWP exclusion applies, such as distance learning or a curriculum-licensing program, and the dates that may create an exception.
We need to confirm your program level and length, and whether your passport stays valid for the full PGWP you could receive: a PGWP is issued only for the period your passport is valid. It may be valid for up to 3 years for a program of 2 years or more or a master's degree of at least 8 months, and otherwise for up to the length of your program.
We need to confirm that you have a letter of acceptance and that the school is on IRCC's designated learning institution list, ideally with its DLI number.
We need to confirm your program level, whether your school is public or private, and which PAL/TAL exemption you rely on, with documents that prove it.
We need your documented available funds, first-year tuition, number of accompanying family members and school province (Quebec sets its own amounts) to compare with the required total.
We need to confirm whether you have ever worked or studied without authorization, exceeded work hours, stopped attending, or otherwise broken a permit condition.
We need to confirm whether you need an immigration medical exam. You need one if you will work in a job where public health must be protected (for example in health care, a clinical lab, a primary or secondary school, child care, domestic work or in-home care), whatever the length of your stay. For a stay of more than 6 months, you also need one if, in the year before you come to Canada or apply, you lived in or travelled to a country or territory for 6 months or more in a row where IRCC's country list says an exam is needed. If you already live in Canada and had an exam in the last 5 years that showed low or no risk, you may be exempt from another.
Immigration medical examination (temporary residents)
Conditional future scenarios using the released study planner
Plan using today’s rules and stated assumptions. Start: 1 September 2027. Province: British Columbia. Fictional CLB 9 listening / CLB 8 other English skills are assumed renewed when required; one year of authorized, paid, qualifying Canadian skilled work is an additional scenario.
Master of Data Science
Baseline CRS 356 → graduation 413 → plus one qualifying work year 491.
Completion 2028-07-01, age 26; work scenario 2029-07-01, age 27.
No nomination, job offer, admission, permit or employment is assumed. The work scenario is conditional on all required authorizations.
All calculation assumptions
The program starts September 1, 2027 and runs 10 months, so it ends July 1, 2028. The length is the usual length of this credential, not a fact about any one program: change it to the real length and the dates move with it.
The estimate is worked out for July 1, 2029, when you would hold the credential and have 1 year of skilled work in Canada, at the age you would be then (27).
The credential is earned in Canada, full time, at a designated learning institution, and it is a credential IRCC counts for its Canadian education points.
You have valid language test results at the levels you gave us when you apply. Results more than two years old earn no points, so the projection dates them to that day rather than counting results that would have expired.
Your existing credential stays assessed: an ECA report earns points for five years, so the projection dates yours to that day rather than counting an expired report.
The work after you finish is paid, skilled, authorized work in Canada, which is what work on a post-graduation work permit would be. IRCC decides that permit after the program ends, against the rules that apply then.
No provincial nomination, which is worth 600 points on its own.
No job offer, and no extra points for working in a high-wage occupation: those depend on the occupation and on IRCC’s published list, which nobody can settle for a job you do not have yet.
No change to your language results, and nothing for a second official language you do not have yet.
the occupation (NOC) of your main skilled job in Canada
Master of Science in Big Data
Baseline CRS 356 → graduation 413 → plus one qualifying work year 491.
Completion 2029-01-01, age 26; work scenario 2030-01-01, age 27.
No nomination, job offer, admission, permit or employment is assumed. The work scenario is conditional on all required authorizations.
All calculation assumptions
The program starts September 1, 2027 and runs 16 months, so it ends January 1, 2029. The length is the usual length of this credential, not a fact about any one program: change it to the real length and the dates move with it.
The estimate is worked out for January 1, 2030, when you would hold the credential and have 1 year of skilled work in Canada, at the age you would be then (27).
The credential is earned in Canada, full time, at a designated learning institution, and it is a credential IRCC counts for its Canadian education points.
You have valid language test results at the levels you gave us when you apply. Results more than two years old earn no points, so the projection dates them to that day rather than counting results that would have expired.
Your existing credential stays assessed: an ECA report earns points for five years, so the projection dates yours to that day rather than counting an expired report.
The work after you finish is paid, skilled, authorized work in Canada, which is what work on a post-graduation work permit would be. IRCC decides that permit after the program ends, against the rules that apply then.
No provincial nomination, which is worth 600 points on its own.
No job offer, and no extra points for working in a high-wage occupation: those depend on the occupation and on IRCC’s published list, which nobody can settle for a job you do not have yet.
No change to your language results, and nothing for a second official language you do not have yet.
the occupation (NOC) of your main skilled job in Canada
Full fictional applicant inputs
purpose
Become a permanent resident
target
Permanent residence
currentStatus
Outside Canada: no current Canadian status
citizenshipSignals
None of these
birthDate
2002-06-15
q14
India
currentOccupation
21211: Data scientists
q20
Bachelor's degree OR a three or more year program at a university, college, trade or technical school, or other institute
q26
No
q15
Yes
clbListening
9
clbReading
8
clbWriting
8
clbSpeaking
8
canadianWorkYears
None
foreignWorkYears
1 year
q41
Never Married
fullName
Asha: fictional prospective student
q13
India
currentOccupationDuties
I build machine-learning models and analyse customer data for a fintech company in Bangalore.
q21
Data scientist
q55
Build and test machine-learning models; analyse large customer datasets; present findings to product teams.
I have not applied to any immigration authority before
documentTranslations
No: all of my documents are in English or French
studyFundsAvailable
90000
studyProvince
British Columbia
Master’s graduates may qualify for a three-year PGWP, subject to all applicable conditions and passport validity. CLB/NCLC 7 in all four abilities, eligible study history and application deadlines still matter. A prior PGWP prevents a second one. Verify current requirements before enrolment and again before applying.
Ahmed’s separate alternatives · Fictional costs · Rules evaluated 2026-10-26
Start or buy: compare the whole commitment
The same fictional owner-manager background is tested with two lower-investment alternatives. Neither is an actual business for sale or a completed investment.
Start versus buy: investment is only one part
Start: CAD 180,000 investment; CAD 310,000 combined business and family reserve. Buy: CAD 140,000 purchase; CAD 295,000 combined commitment.
Fictional planning inputs. Keep eligible investment, operating funds, due diligence and household costs separate. A purchase does not provide a work permit or permanent residence.
Start a services business
$310,000.00
Proposed investment
$180,000.00
Operating reserve
$65,000.00
Due diligence and setup
$15,000.00
Family reserve
$50,000.00
Keep an operating reserve after setup; revenue and approval are not assumed.
Buy an existing services business
$295,000.00
Proposed investment
$140,000.00
Operating reserve
$80,000.00
Due diligence and setup
$25,000.00
Family reserve
$50,000.00
A lower purchase price does not prove program eligibility. Check ownership, business history, eligible investment and jobs.
Price and immigration eligibility are separate
Start · Alberta
Alberta Advantage Immigration Program: Foreign Graduate Entrepreneur Stream: Based on your answers, your degree was completed more than 10 years ago, so you can't use Alberta's Foreign Graduate Entrepreneur Stream: the degree must have been completed within the last 10 years when you submit your expression of interest.
Start · British Columbia
BC Provincial Nominee Program: Entrepreneur Immigration Base stream: Based on your answers, your net worth or own-funds investment may be below BC Base stream minimums of $600,000 and $200,000; the Regional stream has lower thresholds.
The engine may find a minimum investment, ownership, job, location or evidence barrier even when the purchase is affordable. A stream with no identified barrier is not an approval.
Compare provincial requirements and sources
Start a services business · $180,000.00 proposed eligible investment
4 provincial streams evaluated for Alberta and British Columbia.
Alberta
Alberta Advantage Immigration Program: Rural Entrepreneur Stream · Further evidence or judgment needed
Still to confirm: Business must be in a participating rural Alberta community (outside the Calgary and Edmonton census metropolitan areas), with a Community Support Letter and exploratory visit
Professional judgment: Rural Entrepreneur Stream points grid (maximum 175)
Based on your answers, your degree was completed more than 10 years ago, so you can't use Alberta's Foreign Graduate Entrepreneur Stream: the degree must have been completed within the last 10 years when you submit your expression of interest.
BC Provincial Nominee Program: Entrepreneur Immigration Base stream · Barrier identified
Based on your answers, your net worth or own-funds investment may be below BC Base stream minimums of $600,000 and $200,000; the Regional stream has lower thresholds.
Buy an existing services business · $140,000.00 proposed eligible investment
3 provincial streams evaluated for Alberta and British Columbia.
British Columbia
BC Provincial Nominee Program: Entrepreneur Immigration Base stream · Further evidence or judgment needed
Still to confirm: Base: personal net worth $600,000 and eligible personal investment $200,000 (invested within 610 days of arriving on the BC PNP work permit)
Still to confirm: Base: one-third ownership, one new full-time job, CLB 4, active management and residence near the business
Alberta Advantage Immigration Program: Rural Entrepreneur Stream · Further evidence or judgment needed
Still to confirm: Business must be in a participating rural Alberta community (outside the Calgary and Edmonton census metropolitan areas), with a Community Support Letter and exploratory visit
Still to confirm: Ownership 51% (new) or 100% (succession), job creation, Alberta residence and eligible business
Professional judgment: Rural Entrepreneur Stream points grid (maximum 175)
Based on your answers, your degree was completed more than 10 years ago, so you can't use Alberta's Foreign Graduate Entrepreneur Stream: the degree must have been completed within the last 10 years when you submit your expression of interest.
Household reserve, working capital and a purchase price are not interchangeable with an eligible investment or net-worth requirement. No revenue, work permit, nomination or PR is promised.
Check the applicable stream and financial evidence before signing.
Obtain independent financial, operational and legal due diligence.
Confirm any invitation, business-agreement and work-authorization steps before operating.
Track performance and any nomination/PR requirements separately.
Toronto · 2 adults. Compare an arrival reserve without assuming employment income.
3 months without income
$15,200
Housing $2,600/month + essentials $1,500/month, travel $1,400 and setup $1,500.
Available savings have not been supplied. Confirm funding before committing.
Fictional inputs, not market quotes or an immigration proof-of-funds threshold. No salary is counted.
6 months without income
$27,500
Housing $2,600/month + essentials $1,500/month, travel $1,400 and setup $1,500.
Available savings have not been supplied. Confirm funding before committing.
Fictional inputs, not market quotes or an immigration proof-of-funds threshold. No salary is counted.
Adjust the fictional monthly budget
Six-month planning subtotal: $27,500.
The same budget calculation used in Success in Canada totals these inputs. Changes stay in this page and are not saved to an account.
Immigration/application fees, professional fees, health insurance, childcare and licensing/training costs are not priced here. Obtain applicable amounts before committing. This subtotal is therefore incomplete until those applicable costs are added.
Explore the consultation experience
Carry your assessment into a conversation
Try this fictional example. These sample times are not live availability. This demonstration stays in your browser; it sends nothing, makes no booking and takes no payment. Use sample text only.
3 · Example after confirmation
Consultation and sharing confirmation
Wednesday, October 28, 2026 10:00–10:30 a.m. · Toronto (EDT)
Assessment version 1 · October 26, 2026 0 selected opportunity · 1 budget · No comparison selected
Payment: None taken in this example. Meeting link: Issued privately for a real confirmed appointment.
Your saved briefing is available to you and the assigned reviewer or an authorized administrator. Sensitive assessment details stay out of the calendar invitation.
Fictional demonstration. No appointment booked or information shared.
The example below shows the completed state. Select your details and confirm above to try it.
Read the fixed example briefing, selected findings and assumptions
Shared consultation briefing · version 1
Shared 2026-10-26. Assessment released 2026-10-26. This saved version stays unchanged when your live assessment or saved opportunities change.
Sharing is for consultation preparation. It does not mean a lawyer has reviewed or accepted your matter.
Your goal
You’re aiming for: Spouse or partner sponsorship (join or sponsor family in Canada).
You’re aiming for: Spouse or partner sponsorship (join or sponsor family in Canada). We checked your answers against 10 requirements for your goal. Here’s what we found: 8 appear to be met, 1 needs more information and 1 needs a lawyer to look closer.
Suggested pathways
Family sponsorship: From what you told us, 8 of 9 requirements checked appear to be met. We still need to confirm: Sponsor must be a citizen or PR, at least 18, and residing in Canada. A lawyer needs to look closer at: Relationship must be genuine and not entered primarily for immigration.
Deadlines and missing information
We need to confirm the sponsor's Canadian status (citizen or permanent resident), age, where they live now, and where they will live when the sponsored person becomes a permanent resident.
Your questions and corrections
Which missing evidence should I gather first, and which pathway needs further assessment?
This is a fictional example. No additional personal information supplied.
Selected opportunities and scenarios
Oliver · 3-month reserve
3 months · 2 adults · 0 children · Toronto
Balance after costs using confirmed income: CAD -15,200. Hypothetical income remains separate.
Scenario date 2026-10-26. No salary, employer reimbursement or permission to work is assumed.
Amounts are fictional Canadian-dollar planning inputs. Savings and this budget are not the legal settlement-funds requirement.
Costs are counted over 3 months, for 2 adults and 0 children.
A figure published by a body is counted once at the amount it publishes, with no allowance for an increase it has not announced.
Immigration/application fees, professional fees, health insurance, childcare and licensing/training costs are not priced here. Obtain applicable amounts before committing.
A scenario is a way of asking what something would cost, not a prediction. Nothing here promises when you will be licensed, that you will be offered a job, or what you would be paid.
This total is your own arithmetic over the figures you chose to include. No regulator or government publishes a total for a route, so a total is never theirs, and anything nobody publishes is left out of it and listed under what is still unknown.
Income you have told us is already settled, with what you hold to show it. This is the only income any total here counts.
These are figures you are trying out, not figures anybody has offered you. They are kept out of every total of what you actually have.
Saved budget calculations
Costs included: CAD 15,200. This total is your own arithmetic over the figures you chose to include. No regulator or government publishes a total for a route, so a total is never theirs, and anything nobody publishes is left out of it and listed under what is still unknown.
Housing: CAD 7,800. Fictional monthly household input, not a rent quote.
Food, transport, phone and other essentials: CAD 4,500. Fictional monthly household input.
Travel: CAD 1,400. Fictional household allowance; obtain a quote.
Arrival and household setup: CAD 1,500. Fictional one-time allowance.
Confirmed income over 3 months: CAD 0.
Hypothetical income, excluded from the confirmed balance: CAD 0.
Assumptions and limits
We checked your answers as they stood on October 26, 2026, against the rules in force then. A change announced after that day isn’t included here.
You skipped 3 questions, so nothing here relies on them: What do you do for work right now? Search the list and choose the job that's the closest match.; In a few words, what are your main duties in your current job; What total income is on the sponsor's most recent Canada Revenue Agency notice of assessment, in Canadian dollars? Add a co-signing spouse or partner's income, if any..
2 answers you wrote in your own words were not read by the rules: they only read the questions with set answers. A lawyer reads what you wrote.
Selected scenarios use the rules and sources available at the capture date. They are conditional comparisons, not predictions or legal advice.
A saved listing is not a job offer, admission decision or work authorization. Corrections below are statements for discussion and do not change the assessment.
Using the Marketplace is optional and is never a condition of booking a consultation or retaining the firm.